Explore Our Library of Resources.
Guides, articles, and downloadable references. Built for the questions clients ask most, and the ones they should be asking.
Waco, Texas
Guides, articles, and downloadable references. Built for the questions clients ask most, and the ones they should be asking.
Most of us were never taught how to run a household's money. These free email courses teach it one short lesson at a time, from the planners who teach Retire Ready in Waco.
A paycheck system that saves before you spend, then protecting your family and growing what you save. For families in their 30s and 40s.
Turning savings into a paycheck, when to claim Social Security, and keeping taxes from eating into it. For pre-retirees and recent retirees.
The financial picture you need after a divorce, after a loss, or when money a partner handled becomes yours to manage.
Short, straightforward PDFs on the questions clients ask most.
The easy-to-follow reference we pull up in nearly every client meeting. It lays out our progressive income tax system for single and married filers.
Download the Guide →
The step-by-step for high earners, plus the pro-rata trap that catches people.
Tax Planning
Who inherits what, and how to keep beneficiary designations from overriding your plan.
Estate & Protection
Annual exclusions, lifetime limits, and how gifting actually works.
Estate & Protection
Wills, trusts, POAs, and the estate vocabulary every household should know.
Estate & Protection
A fillable record of your accounts, documents, passwords, and wishes, so your family can find everything in one place.
Estate & Protection
Income, taxes, healthcare, Social Security, and legacy.
Retirement Income
The ages that shape your plan: catch-up contributions, Medicare windows, RMDs, and Social Security timing.
Retirement Income
The parts of retirement planning that matter most for women. A companion to JustHer®.
Women & Transitions
How much to keep in cash, where to keep it, and when to actually use it.
Money Basics
Practical habits to get your accounts, documents, and cash flow in order.
Money Basics
How to spot and shut down the financial scams that target retirees.
Money Basics
Short reads on the decisions clients are working through right now, written by our team.
A backdoor Roth IRA lets high earners fund a Roth even above the 2026 income limits. Here is how the six steps work, and the one rule that trips people up.
Read the Article →
On a 401(k), IRA, or transfer-on-death account, the beneficiary form controls who inherits, not your will. What to check, and when to review.
The annual gift tax exclusion stays at $19,000 for 2026. What counts, what doesn't, when Form 709 is required, and when a gift touches your lifetime exemption.
Retirement planning for women has to account for longer lives, caregiving years, and a greater chance of managing money alone. What that means for your plan.
Real tax-season habits that make filing smoother, and the avoidable mistakes we see most often, from a volunteer preparer's chair.
For SpaceX Employees in Central Texas
Your shares free up in steps through mid-December. What to sell, when, and how to handle the taxes, plus a free planning guide.
See the SpaceX Planning Page →
For Federal Employees in Texas
Bring your FERS pension, TSP and tax decisions into one retirement plan. Includes a FERS retirement calculator and a free planning guide.
See the Federal Planning Page →
For Baylor University Employees
Bring your 403(b), 457(b), benefits and taxes into one retirement plan. Includes a contribution calculator and a free planning guide.
See the Baylor Planning Page →15 minutes to get a sense of your situation and see if we're a fit.
